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🏖️ Retirement Corpus Calculator

Find exactly how much you need to retire, what your current savings will grow to, and how much monthly SIP closes the gap.

1
How much will I need?
All household expenses — rent/EMI, groceries, utilities, lifestyle
India long-run CPI inflation averages 5–7%. Keep conservative.
Life expectancy minus retirement age. Err on the longer side.
Expected annual return on corpus during retirement (conservative — debt-heavy portfolio)
2
Will my savings get there?
Total current value of equity MFs, FDs, PPF, stocks, etc.
Expected annual return on your investments before retirement (equity-heavy portfolio)
🎯 Corpus Needed
—
at retirement
📈 Projected Corpus
—
from savings + SIP
Progress Toward Target
—
Enter your details to see progress
Gap / Surplus
Enter your details above
Corpus Growth Milestones
Years from nowYour Age*Projected CorpusMonthly Expense then
Enter details to see milestones
* Assuming you are 30 today. Adjust mentally for your actual age.
📌 This calculator assumes constant returns and inflation — actual returns vary year to year. The corpus target uses the Present Value of Annuity formula, assuming you draw down the corpus to zero by end of retirement. For a fully inflation-proof retirement, add a 20–30% buffer to the target. Always consult a SEBI-registered financial planner for personalised retirement planning.

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